:root{--navy:#0a2350;--blue:#0b5ed7;--sky:#eaf2fc;--ink:#14213d;--mut:#5b6b85;--line:#dbe5f3;--r:8px}
*{box-sizing:border-box;margin:0}html{scroll-behavior:smooth}
body{font-family:Inter,system-ui,Arial,sans-serif;color:var(--ink);line-height:1.55;background:#fff}
img{max-width:100%;display:block}a{color:inherit;text-decoration:none}
:focus-visible{outline:3px solid #5db7ff;outline-offset:2px}
.wrap{max-width:1200px;margin:auto;padding:0 24px}
h1,h2,h3{font-family:"Plus Jakarta Sans",Inter,Arial,sans-serif;line-height:1.15;color:var(--navy)}
h2{font-size:clamp(1.6rem,3vw,2.2rem);margin-bottom:12px}
.tag{font-size:.72rem;font-weight:700;letter-spacing:.08em;color:var(--blue);margin-bottom:8px}
.btn{display:inline-block;padding:12px 22px;border-radius:6px;font-weight:600;font-size:.92rem;border:1.5px solid var(--blue);background:var(--blue);color:#fff}
.btn.ghost{background:#fff;color:var(--navy);border-color:#b9c9e0}.btn.light{background:#fff;color:var(--navy);border-color:#fff}.btn.out{background:transparent;color:#fff;border-color:#fff}
header{position:sticky;top:0;z-index:20;background:#fff;border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:68px;gap:16px}
.logo{font-family:"Plus Jakarta Sans",Arial;font-weight:800;font-size:1.25rem;color:var(--navy);display:flex;gap:10px;align-items:center}
.logo i{width:38px;height:38px;background:var(--navy);color:#fff;border-radius:6px;display:grid;place-items:center;font-style:normal}
.logo small{display:block;font-size:.7rem;font-weight:500;color:var(--mut)}
nav ul{display:flex;gap:22px;list-style:none;font-size:.85rem;font-weight:500}nav a:hover{color:var(--blue)}
#menu{display:none;background:none;border:1px solid var(--line);border-radius:6px;padding:8px 12px;font-size:1.1rem}
.hero{background:linear-gradient(90deg,#fff 0 38%,transparent 70%),url(images/hero.svg) center/cover;padding:84px 0 96px}
.hero h1{font-size:clamp(2rem,4.4vw,3.2rem);max-width:640px;margin:10px 0 18px}
.hero p{max-width:520px;color:#2d3d5c;margin-bottom:26px}.hero .btns{display:flex;gap:14px;flex-wrap:wrap}
.trust{background:var(--sky)}.trust .wrap{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;padding-top:22px;padding-bottom:22px}
.trust div{display:flex;gap:12px;align-items:center;font-size:.85rem}.trust span{font-size:1.7rem}.trust b{display:block;color:var(--navy)}.trust em{font-style:normal;color:var(--mut);font-size:.78rem}
section{padding:64px 0}
.services .wrap{display:grid;grid-template-columns:1fr 2.4fr;gap:40px}
.cards{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
.card{border:1px solid var(--line);border-radius:var(--r);padding:18px;background:#fff;display:flex;flex-direction:column;gap:6px;transition:box-shadow .2s,border-color .2s}
.card:hover{border-color:var(--blue);box-shadow:0 6px 20px rgba(11,94,215,.12)}
.ico{width:42px;height:42px;border-radius:50%;background:#dbe9fb;display:grid;place-items:center;font-size:1.2rem}
.card h3{font-size:.95rem}.card p{font-size:.8rem;color:var(--mut)}
.approach{background:linear-gradient(120deg,#07204a,#0d3b84);color:#fff}.approach h2,.approach .tag{color:#fff}
.approach .wrap{display:grid;grid-template-columns:1fr 2.2fr;gap:40px;align-items:center}
.steps{display:grid;grid-template-columns:repeat(6,1fr);gap:10px;text-align:center;font-size:.8rem;list-style:none;padding:0}
.steps span{width:64px;height:64px;margin:0 auto 8px;border:2px solid #5db7ff;border-radius:50%;display:grid;place-items:center;font-size:1.5rem}
.steps b{display:block;font-size:.95rem}.steps small{opacity:.75}
.split{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center}
.split img{border-radius:var(--r);width:100%}
.list{display:grid;gap:10px}.list div{border:1px solid var(--line);border-radius:var(--r);padding:12px 16px;display:flex;gap:14px;align-items:center;font-size:.9rem}
.list b{display:block;color:var(--navy)}.list small{color:var(--mut)}
.ind{background:var(--sky)}.tiles{display:grid;grid-template-columns:repeat(8,1fr);gap:10px;margin-top:20px}
.tiles a{aspect-ratio:1/1.05;border-radius:var(--r);color:#fff;font-weight:600;font-size:.82rem;text-align:center;padding:10px;display:flex;flex-direction:column;align-items:center;justify-content:flex-end;gap:6px;background:linear-gradient(160deg,var(--c1),var(--c2));transition:transform .2s}
.tiles a:hover{transform:translateY(-4px)}.tiles span{font-size:1.8rem}
.why ol{list-style:none;padding:0;display:grid;gap:12px;counter-reset:n}
.why li{counter-increment:n;display:flex;gap:14px;align-items:center;border:1px solid var(--line);border-radius:var(--r);padding:14px 16px}
.why li:before{content:counter(n);width:30px;height:30px;border-radius:50%;background:var(--navy);color:#fff;display:grid;place-items:center;font-size:.8rem;flex:none}
.why li small{display:block;color:var(--mut)}
.news{background:#f6f9fd}.posts{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin-top:20px}
.post{background:#fff;border:1px solid var(--line);border-radius:var(--r);overflow:hidden}.post img{height:130px;width:100%;object-fit:cover}
.post div{padding:14px;font-size:.88rem}.post small{display:block;color:var(--mut);font-size:.75rem}.post em{font-style:normal;color:var(--blue);font-size:.7rem;font-weight:700}
.cta{background:var(--navy);color:#fff;padding:32px 0}.cta .wrap{display:flex;justify-content:space-between;align-items:center;gap:20px;flex-wrap:wrap}.cta p{opacity:.8;font-size:.9rem}.cta .btns{display:flex;gap:12px}
footer{background:#061a3c;color:#c5d3ea;padding:34px 0;font-size:.85rem}footer .wrap{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;align-items:center}
footer ul{display:flex;gap:18px;list-style:none;padding:0;flex-wrap:wrap}footer .logo{color:#fff}footer .logo small{color:#9fb4d6}
@media(max-width:1000px){.cards,.posts{grid-template-columns:repeat(2,1fr)}.tiles{grid-template-columns:repeat(4,1fr)}.services .wrap,.approach .wrap,.split{grid-template-columns:1fr}.trust .wrap{grid-template-columns:1fr 1fr}.steps{grid-template-columns:repeat(3,1fr);gap:20px}}
@media(max-width:820px){#menu{display:block}nav{position:absolute;top:68px;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);display:none}nav.open{display:block}nav ul{flex-direction:column;padding:16px 24px}.hero{background:linear-gradient(#fffd,#fffd),url(images/hero.svg) center/cover}header .btn{display:none}}
@media(max-width:560px){.cards,.posts{grid-template-columns:1fr}.tiles{grid-template-columns:repeat(2,1fr)}.trust .wrap{grid-template-columns:1fr}}
@media(prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}

.tiles a{position:relative;overflow:hidden;background:#0a2350}.tiles img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;transition:transform .4s}.tiles a:hover img{transform:scale(1.06)}
.tiles b{position:relative;width:100%;padding-top:30px;margin:-10px;padding-bottom:6px;background:linear-gradient(transparent,#061a3ccc);font-size:.82rem}
.split>img,.split>div>img{aspect-ratio:7/4;object-fit:cover}

.phero{background:linear-gradient(120deg,#07204a,#0d4aa8);color:#fff;padding:56px 0}.phero h1{color:#fff;font-size:clamp(1.8rem,4vw,2.8rem);margin:8px 0}.phero p{max-width:620px;margin-bottom:20px;opacity:.9}.phero .crumb{font-size:.8rem;opacity:.8}.phero a:hover{text-decoration:underline}
.ico.big{width:60px;height:60px;font-size:1.8rem;margin-top:14px}.check{list-style:none;padding:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:12px;margin-top:16px}.check li{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:14px 16px 14px 44px;position:relative}.check li:before{content:"✓";position:absolute;left:16px;color:var(--blue);font-weight:700}
.how{list-style:none;padding:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:14px;counter-reset:s;margin-top:16px}.how li{counter-increment:s;border-top:3px solid var(--blue);padding-top:12px}.how li:before{content:"Step " counter(s);display:block;font-size:.75rem;color:var(--blue);font-weight:700}.how b{display:block;color:var(--navy)}.how span{font-size:.9rem;color:var(--mut)}
.cards.three{grid-template-columns:repeat(3,1fr)}@media(max-width:700px){.cards.three{grid-template-columns:1fr}}
.form{display:grid;gap:14px}.form label{display:grid;gap:4px;font-size:.88rem;font-weight:600;color:var(--navy)}.form input,.form select,.form textarea{font:inherit;padding:11px 12px;border:1px solid #b9c9e0;border-radius:6px}.form button{justify-self:start;cursor:pointer}.hp{position:absolute;left:-9999px}

.faq{display:grid;gap:10px;max-width:820px;margin-top:16px}.faq details{border:1px solid var(--line);border-radius:var(--r);padding:14px 18px;background:#fff}.faq summary{cursor:pointer;font-weight:600;color:var(--navy)}.faq details[open] summary{color:var(--blue);margin-bottom:8px}.faq p{color:var(--mut);font-size:.92rem}